Recently, the topic of “the post-80s or becoming the first generation without pensions” has once again triggered social concern. However, the truth is: the Ministry of Human Resources and Social Security denied the "2035 pension insurance will be used up" as early as the first quarter of the regular meeting held on April 23 this year, emphasizing that China can fully guarantee the long-term payment of pensions. Full payment.
Recently, some media published an article saying: "The pension may be exhausted in 2035. If the retirement age is 60 years old, the earliest batch of 80s in 2035 will be only 55 years old and will not reach the retirement age. After the 80s, or become the first generation without pensions." Netizens who have caused unclear truths have commented, "The pension balance is in a hurry, the aging is intensifying, the burden of social pension is aggravated, how to solve the problem of old-age care?" The most unwilling to pay in a gold is the pension, mainly because I really don’t believe that I can get it back in a few decades. “Is it worth buying commercial insurance?” Is the fact really like the netizens worry?
The old-age pensions and pensions are highly concerned by the society. Therefore, there will be media rehashing every three or five times. In fact, many media have already rumored in such reports in the past.
On April 23 this year, Nie Mingzhen, Director of the Department of Pension Insurance of the Ministry of Human Resources and Social Security, publicly responded to the topic “The pension will be used up in 2035”: “A series of measures can ensure long-term and timely payment in full.” Nie Mingwei gave The public ate a reassurance, he said: "We are prepared to resolve the future payment risks, and the sustainable development of the system can be guaranteed. Please rest assured, please rest assured that the majority of retirees."
xxData show that at the end of 2018, the accumulated balance of corporate pension funds reached 4.78 trillion yuan. "Although the current operation of enterprise pension insurance is generally stable, the fund's current income is greater than the branch, and the accumulated balance is increasing. However, the structural contradictions are still prominent, and the regions are still not balanced. Not only the proportion of pension insurance units is not uniform, but also the difference in fund balances. Very big." Nie Mingxi pointed out.
Nie Mingxi analyzed at the time that the current and future period, the structural contradiction is the main contradiction in the operation of the pension insurance system. "To this end, since the second half of last year, the central government has implemented the central adjustment system for basic endowment insurance funds for enterprise employees. The progress has been smooth and the structural contradictions have been effectively alleviated. At the same time, the National Social Security Strategic Reserve Fund has been increasing. It has reached 2 trillion yuan, and the transfer of some state-owned capital to enrich the social security fund has also started. In the future, it will continue to increase the transfer. In addition, the financial investment of basic pension insurance at all levels has increased year by year. The basic pension insurance subsidy for enterprise employees was 528.5 billion yuan, a year-on-year increase of 9.4%, and the local finance also made corresponding funding arrangements."
Nie Mingxi particularly emphasized that the reform of the pension insurance system will be used up in 2035. "At present, various reforms of the pension insurance system are progressing steadily. We will take comprehensive measures with the relevant departments to actively and steadily carry out the investment and operation of the pension insurance fund. Intensify the central adjustment of funds, continuously improve the level of overall planning, strengthen fund supervision, etc. and at the same time continue to strengthen the system itself, so that the internal incentive and restraint mechanism of overpayment and long-term payment is more sound."
Source: People's Network
Author: Xiao Jin Bo tube Howard
Editor: Yang Wenjie
Audit: Hou Baiyaoxx